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If you'd rather apply or service your account over the phone, please visit our 'Contact us' section for more details. By continuing to browse this site or choosing to close this message, you give consent for cookies to be used. The purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card. They help us understand how customers use our website so we can give you the best experience possible and also keep our online adverts relevant.By continuing to browse this site or choosing to close this message, you give consent for cookies to be used. Don't show me this again We can see from your browser settings that you're not accepting cookies.When you open your account you may be offered a purchase rate.After that, we'll increase it to the rate shown here. It is made up of the standard interest rate on purchases, outside of any promotional rate, along with any other charges you may have to pay.Validation in particular would be useful if you were accepting credit card payments on your own site and wanted to make sure the cards were legit.

The app is ad-supported, but since it's free, I can live with that.For sites that ask for an upfront fee or have an automatic charge sometime down the line (Hulu Plus, Netflix, Spotify), this won't work since they ask for more than just a credit card number for validation.You can, however, get unlimited free trials on those sites using a simple trick with your email address if you have a valid card number with expiration date and CSV.If you are looking to move money from your credit card to your current account and want to find out how much your fee would be, then you can go to our money transfer calculator to work this out for you.When I see the words "free trial," I know I'm probably going to have to whip out my credit card and enter in the number to "not get charged." Then I end up forgetting about the trial and want to kick myself in the ass when I see my statement at the end of the month. For that to work, you would need a valid expiration date and CVV or CSV number.Our online application uses cookies to help it to work.